Jeff Cait, CFP, MBA, CLU, CHFC
Life Insurance Specialist
Jeff Cait is one of Canada's leading authorities in the development of wealth and risk management strategies. Using his analytical skills, Jeff works with affluent clients to accomplish a variety of insurance and financial planning goals, including retirement planning, estate conservation, wealth accumulation and risk management. Jeff plays a key role in the insurance planning process at Family Wealth Concepts. He provides succession and estate planning solutions for senior executives, business owners and families with significant wealth. He specializes in business continuation strategies, such as buy-sell funding, corporate owned policies and key person insurance.
Jeff completed an MBA (Finance & Marketing) at York University in 1981. He spent the next 10 years working for Prudential Assurance in Montreal and Kitchener. Most of the time was spent as a Life Product Manager but he also worked as a Pension Analyst, Savings Product Manager and a Group Benefits Consultant. He is currently Director of Tax & Estate Planning at IDC Financial, a Mississauga-based MGA.
Normand Haas, CIP
Property & Casualty Insurance Specialist
Normand Haas is the President & CEO of IBMG Canada Inc., a Toronto-based full service insurance brokerage with special expertise in both property and casualty insurance as well as financial planning. Normand has worked in the insurance industry for almost 35 years and has built a very successful practice of satisfied clients, including business owners, executives and entrepreneurs.
In January 2006, Normand had the privilege to be a founding partner of Insurance Brokers Marketing Group Canada Inc. In August, 2008 he acquired full ownership of the brokerage. It was subsequently rebranded as IBMG Canada Inc.
Because of his dedication to delivering excellent client service and his commitment to the insurance industry, Normand has received numerous awards for his dedication to sales excellence. This had led to many referrals from satisfied clients. He provides commercial and personal insurance, including life, disability, critical illness and employee benefits.